In Bridgeport, State Farm offers the best home insurance, combining affordability, customer service and coverage options effectively. For those focused on price, State Farm also provides the lowest premium at $191 per month.
Cheap Home Insurance in Bridgeport
Updated: June 11, 2025
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Key Takeaways
State Farm is the best overall home insurance company in Bridgeport, offering the cheapest coverage at $2,298 per year.
Home insurance in Bridgeport costs $466 per month on average, totaling $5,591 annually.
To find the best and cheapest home insurance, assess your coverage needs, research providers and compare quotes carefully.
Best Cheap Home Insurance Companies in Bridgeport
| State Farm | 92 | $191 | $2,298 |
| Chubb | 84 | $504 | $6,043 |
| Allstate | 73 | $394 | $4,725 |
| Farmers | 72 | $434 | $5,211 |
| ASI | 71 | $202 | $2,419 |
*Rates are for a 2,500-square-foot home with $250,000 in dwelling coverage and a $1,000 deductible, built in 2000.
How Much Does Bridgeport Home Insurance Cost?
Home insurance costs in Bridgeport vary based on your personal profile, coverage level and home details. Rates range from $140 to $1,487 per month. Below, you can compare personalized rates based on your home's age and desired coverage level.
Data filtered by:Results filtered by:
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Age of Home:Newer Home
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Coverage Level:$100K Dwelling / $50K Personal Property / $100K Liability
| $100K Dwelling / $50K Personal Property / $100K Liability | $140 | $1,685 |
How to Get the Best Cheap Home Insurance in Bridgeport
Finding affordable home insurance in Bridgeport can be challenging. We've created a step-by-step guide to help you find the best cheap homeowners insurance for your needs.
- 1
Decide on Coverage Beforehand
Determining your home insurance coverage needs beforehand allows you to compare quotes easily and prevents you from being oversold by agents.
- 2
Research Cost and Discounts
Research average home insurance costs in Connecticut for your city and profile to gauge potential savings. Understanding what discounts you qualify for helps you find companies that offer them, leading to lower rates.
- 3
Compare Company Offerings and Reputations
In addition to cost research, evaluate add-on coverages companies offer and their reputations for handling claims, agent service, policy management and buying processes. Great resources for this include J.D. Power, the NAIC, forums like Reddit, and user review sites like Trustpilot.
- 4
Compare Many Quotes Through Multiple Means
Comparing multiple quotes from various sources helps you identify the best option for you. Pricing also varies depending on where you get your quote. We recommend getting quotes from online tools, independent agents and captive agents to make sure you get the lowest price.
Best Home Insurance in Bridgeport: Bottom Line
The best and most affordable home insurance companies in Bridgeport are State Farm, Chubb and Allstate. Comparing multiple quotes on your own is the smartest way to ensure you're getting the best rate.
Bridgeport Home Insurance: FAQ
We've answered frequently asked questions about home insurance for residents of Bridgeport.
Who offers the best home insurance in Bridgeport?
We recommend State Farm as the best home insurance provider in Bridgeport for its affordable pricing, excellent service and broad selection of add-ons. We also recommend getting quotes from Chubb, Allstate, Farmers and ASI.
Who has the cheapest home insurance in Bridgeport?
State Farm has the most affordable home insurance in Bridgeport, costing about $191 per month or $2,298 annually. Rates differ based on individual circumstances and chosen coverage options.
What does home insurance cost in Bridgeport?
Home insurance costs in Bridgeport range from $1,685 to $17,849 annually, depending on home age and coverage levels.
How We Decided the Best Cheap Home Insurance Companies in Bridgeport
MoneyGeek’s study analyzed home insurance premiums from 10 companies in Bridgeport. The data used was provided in partnership with Quadrant. The customer satisfaction scores used in this study were drawn from J.D. Power surveys. To calculate affordability scores, quotes were collected for a home with varying coverage levels.
In this analysis, MoneyGeek used a base profile for a homeowner with a 2,500-square-foot home built in 2000 with dwelling coverage of $250,000, personal property coverage of $100,000, and liability coverage of $100,000. All the policies had the same deductible of $1,000.
Other quotes were also collected for homeowners with newly constructed homes, increased dwelling or personal property coverage, higher deductibles, and poor credit scores.
About Mark Fitzpatrick
Mark Fitzpatrick, a Licensed Property and Casualty Insurance Producer, is MoneyGeek's resident Personal Finance Expert. With over five years of experience analyzing the insurance market, he conducts original research and creates tailored content for all types of buyers. His insights have been featured in publications like CNBC, NBC News and Mashable.
Fitzpatrick holds a master’s degree in economics and international relations from Johns Hopkins University and a bachelor’s degree from Boston College. He's also a five-time Jeopardy champion!
Passionate about economics and insurance, he aims to promote transparency in financial topics and empower others to make confident money decisions.