Most Affordable Health Insurance in West Virginia

Highmark (BCBS) provides the cheapest overall health insurance in West Virginia, with an average monthly premium of $737. While availability may vary, also consider CareSource for affordable health plans.

*These plans reflect rates for 40-year-olds who aren't considered low-income.

While we've summarized the cheapest companies for most in West Virginia, the most affordable plan for you will differ widely depending on your desired coverage tier and age. Below are the cheapest companies by category for most in the area:

• Cheapest for Young Adults: Highmark (BCBS) ($728 monthly)
• Cheapest for Seniors: Highmark (BCBS) ($1,930 monthly)
• Cheapest Catastrophic Plan: Highmark (BCBS) ($524 monthly)
• Cheapest Expanded Bronze Plan: Highmark (BCBS) ($703 monthly)
• Cheapest Bronze Plan: Highmark (BCBS) ($673 monthly)
• Cheapest Silver Plan: Highmark (BCBS) ($909 monthly)
• Cheapest Gold Plan: Highmark (BCBS) ($855 monthly)
• Cheapest Full Coverage (Platinum Plan): CareSource ($1,943 monthly)

While these are a good measure of the most affordable plans, they only represent the cheapest for 40-year-olds (26-year-olds for young adults and 60 for seniors), and your cheapest company and plan may differ for your profile. So below, we've created a filterable table that you can modify by plan tier and age to find your lowest rate match.

While Highmark (BCBS) is the cheapest provider overall, CareSource offers the most affordable and widely available Silver plan in every county. Below, you can review which company and plan are most affordable in your area.

Follow these steps to find affordable health insurance in West Virginia:

Highmark (BCBS) and CareSource are West Virginia's most affordable health insurance providers. While we recommend these affordable options, you should compare as many plan types and tier quotes as possible from multiple companies to get the best deal.

Below are frequently asked questions about finding affordable health insurance in West Virginia:

MoneyGeek obtained data directly from the Centers for Medicare and Medicaid Services (CMS) on available health insurance plans in West Virginia based on consumers aged 18, 26, 40, 50 and 60. 

We considered the cheapest overall to be those with the lowest monthly premium costs for 40-year-olds, as most in the state are near this age demographic, and for simplicity. However, cheaper plans tend to have higher out-of-pocket maximums and deductibles, meaning you may pay more if you receive care.